Representative example: Louisville (1,000 kWh + 5,000 gal)
Jefferson County is Kentucky’s largest county by population and operates under the consolidated Louisville/Jefferson County Metro Government. For most residents, electric service is monopoly retail delivery from Louisville Gas and Electric Company (LG&E) under schedules filed with the Kentucky Public Service Commission—there is no retail electric choice in LG&E territory.
$188.10
Modeled for Louisville — your address may use different providers.
Utilities here are about 20% lower than the Kentucky city average, driven mainly by sewer.
Drinking water for the core Metro area is typically supplied by Louisville Water Company; sanitary sewer charges for most Jefferson County accounts are set by the Louisville/Jefferson County Metropolitan Sewer District (MSD) under its Jefferson County rate book. Solid waste collection in the Urban Services District (USD) is a Metro Public Works service with wheeled carts; some addresses outside the USD contract with licensed private haulers. For a line-item estimate aligned to our modeling assumptions, use the Louisville city page; the overview below links authoritative tariffs and program pages.
Louisville Gas and Electric Company (LG&E) distributes electricity under P.S.C. Electric No. 13 to essentially all of Jefferson County (and portions of surrounding counties). Residential service is commonly billed on Schedule RS: a daily basic service charge plus per-kWh energy charges split into infrastructure and variable components on the tariff sheets. Franchise and other riders may appear as separate line items depending on address.
The Kentucky Public Service Commission reviews LG&E rate changes in contested cases; recent orders and tariff revisions are published on PSC.ky.gov and summarized on LG&E’s regulatory hub. Because rates and riders can change with commission orders, use the current tariff PDF and your bill detail—not this summary—for budgeting.
If you are unsure whether you are LG&E, confirm the utility name on your bill header; in Jefferson County, retail electric is virtually always LG&E within the company’s certified territory.
Official sources
Louisville Water Company (LWC) is the principal water supplier for the Louisville Metro service area documented on its rate schedules. Residential bills combine meter-related charges (by meter size) with volumetric blocks per 1,000 gallons; stormwater or other separate fees may appear on some accounts depending on program enrollment and address.
Our Louisville city estimate applies LWC’s published 2026 water rate tariff at a typical 5/8" meter and 5,000 gallons per month—see that page for the exact arithmetic. If your meter size or usage differs, use LWC’s customer tools or the line items on your bill.
A small number of addresses may obtain water from another system; if your bill is not from Louisville Water Company, follow the provider named on the statement.
Official sources
The Louisville/Jefferson County Metropolitan Sewer District (MSD) bills most Jefferson County wastewater customers under its Jefferson County Schedule of Rates, Rentals and Charges. Residential charges typically include a fixed wastewater service component for the meter size, applicable consent-decree or program surcharges published in the rate book, and volume-based charges per 1,000 gallons for flows within the measured water use.
At a 5,000-gallon water month, our Louisville modeled sewer line follows the FY26 Jefferson schedule effective September 1, 2025—see the Louisville city page for the stacked components used in the estimate.
Stormwater management may be billed separately through MSD or other Metro mechanisms depending on parcel classification; confirm stormwater lines on your MSD or property tax documents if applicable.
Official sources
Within Louisville Metro’s Urban Services District, residential garbage and recycling collection is provided by Metro Public Works using Metro-issued carts; the program is funded through the local revenue structure rather than a per-household monthly line item in our simplified utility model for in-district addresses—see the Louisville city page notes.
Outside the USD—or for commercial and special waste—customers may use licensed private haulers with subscription pricing that varies by cart size, pickup frequency, and fuel surcharges.
Always confirm whether your address is in the USD (cart program) or requires a private contract by checking Metro’s solid-waste guidance or your closing disclosure for a new home purchase.
Official sources
Summaries rely on publicly posted LG&E, Louisville Water, MSD, and Metro documents as of the last verified date. Commission orders can change tariff sheets after publication; stormwater and special surcharges may apply by parcel. This overview supports research—not a substitute for a bill or engineer’s determination.
Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.
$188.10
Louisville
Full line-item breakdown: Louisville utility page. County overview cards above cite additional regional sources.
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Totals use each city's modeled usage and tariffs on file—see the city page for electric, water, sewer, and trash breakdowns.
| City | Est. total/mo |
|---|---|
| Louisville (example) | $188.10 |
More in Kentucky
For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare Louisville with another city side-by-side, or see how we calculate estimates.