Average Utility Costs in St. Cloud, MN

Estimated monthly utility costs (1,000 kWh + 5,000 gal)

Average monthly utility costs in St. Cloud, MN are about $269.25, based on 1,000 kWh of electricity and 5,000 gallons of water, plus sewer and trash fees. See the full breakdown and sources below.

Total estimated monthly utilities

$269.25

Data freshness: last verified 2026-10-01
  • Electric $159.62 (59%)
  • Water $34.17 (13%)
  • Sewer $32.75 (12%)
  • Trash $42.71 (16%)

Utilities here are about 20% higher than the Minnesota city average, driven mainly by electric rates.

  • In Minnesota, heating and cooling often makes electric the largest share of the bill.
  • City-provided trash is billed at a monthly fee ($42.71 in our estimate).

Water

Confirmed
Provider
City of St. Cloud
Base charge
$9.00/mo
Volumetric rate
$5.03/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$34.17
ci.stcloud.mn.us· verified 2026-10-01

Sewer

Confirmed
Method
tiered
Estimated monthly
$32.75

Tiered structure simplified to a representative monthly estimate at assumed usage.

ci.stcloud.mn.us· verified 2026-10-01

Trash

Estimated
Monthly fee
$42.71

A 95-gallon cart is $32.50 with tax included. The $9.30 pass-by/recycling fee is subject to Minnesota's 9.75% solid-waste-management tax, producing an estimated total of about $42.71.

ci.stcloud.mn.us· verified 2026-10-01

Check Internet pricing & availability in St. Cloud

Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.

Total estimated monthly utilities

$269.25

What changes your bill most?

  • Electric is about 59% of your estimated utilities here.
  • Every 100 kWh changes your total by about $15.15.
  • Each additional 1,000 gallons of water adds about $11.58 to your water and sewer bills combined (water ~$5.03 + wastewater ~$6.55).

Share your utility bill

These figures are estimates built from published rate schedules. If you pay a utility bill anywhere in the US, share what you actually paid and help us show how close published rates land. It's anonymous, takes about a minute, and we never ask for your name or account number.

We're collecting submissions now and publishing nothing yet. Once a city has enough verified reports, we'll show them here alongside our rate-based estimates — city, provider, month, and amount, with nothing attached that identifies a household.

Share your bill

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • TDU + supply — Estimated total at 1,000 kWh: regulated delivery plus a representative supply benchmark. Not delivery charges alone, and not a plan you can enroll in.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Wondering if solar makes sense for you? Try our solar payback calculator to find out.

More in Minnesota

Minnesota utility costsStearns CountyElectric providers in Minnesota

FAQ

In St. Cloud, sewer is billed in tiers based on usage, so the rate per gallon changes with volume. Our estimate uses the rate structure from St. Cloud 2026 public utilities fee schedule at the assumed 5,000 gallons per month. Your bill will vary with actual usage.
Trash in St. Cloud is provided by the city as part of municipal utilities and is billed at a monthly fee. Rates and services are set by the local government; our estimate uses the fee from St. Cloud 2026 public utilities fee schedule.
We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Minnesota is a regulated electric state; our estimates use the serving utility's tariff at 1,000 kWh for comparison.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider's site before making decisions.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare St. Cloud with another city side-by-side, or see how we calculate estimates.