Average Utility Costs in St. Joseph, MO

Estimated monthly utility costs (1,000 kWh + 5,000 gal)

Average monthly utility costs in St. Joseph, MO are about $327.41, based on 1,000 kWh of electricity and 5,000 gallons of water, plus sewer and trash fees. See the full breakdown and sources below.

Total estimated monthly utilities

$327.41

Estimated average monthly utilities in St. Joseph are ~$327.41 (1,000 kWh + 5,000 gal assumptions). Average water bill estimate: ~$65.50/mo at 5,000 gallons.

Data freshness: last verified 2026-02-13
  • Electric $152.00 (46%)
  • Water $65.50 (20%)
  • Sewer $82.41 (25%)
  • Trash $27.50 (8%)

Utilities here are about 30% higher than the Missouri city average, driven mainly by sewer.

  • In Missouri, heating and cooling often makes electric the largest share of the bill.
  • Trash is provided by private haulers; residents choose their own. Our estimate reflects typical rates for the area—contact haulers for exact pricing.

Electric

Confirmed
Provider
Evergy Missouri West
Base charge
$12.00/mo
Energy rate
$0.1400/kWh
Assumed usage
1000 kWh
Monthly total
$152.00
evergy.com· verified 2026-02-13

Water

Confirmed
Provider
Missouri American Water
Base charge
$18.00/mo
Volumetric rate
$9.50/1,000 gal
Assumed usage
5,000 gal
Monthly total
$65.50
amwater.com· verified 2026-02-13

Sewer

Confirmed
Method
capacityCommodity
Monthly total
$82.41
stjosephmo.gov· verified 2026-02-13

Trash

Estimated
Monthly fee
$27.50

Municipal trash and recycling. Typical residential $20–35/mo.

stjosephmo.gov· verified 2026-02-13

Total estimated monthly utilities

$327.41

What changes your bill most?

  • Electric is about 46% of your estimated utilities here.
  • Every 100 kWh changes your total by about $14.00.
  • Water increases by about $9.50 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

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More in Missouri

Missouri utility costsBuchanan CountyUtility providers in Missouri

FAQ

In St. Joseph, sewer is billed using a capacity-plus-commodity structure: a capacity charge based on your equivalent residential unit (ERU) and a volumetric charge for usage. Our estimate uses the rates from City of St. Joseph – Sewer Rate History at the assumed 5,000 gallons per month.
We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Our estimates use fixed assumed usage (e.g., 1,000 kWh, 5,000 gal) for comparison. Your home may use more or less.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider's site before making decisions.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare St. Joseph with another city side-by-side, or see how we calculate estimates.