Utility rates & providers in Sumner County, TN

Representative example: Hendersonville (1,000 kWh + 5,000 gal)

Sumner County pairs rapid Nashville-north growth with two different municipal electric stories in our dataset: Hendersonville is modeled with Nashville Electric Service (NES) retail schedules consistent with Middle Tennessee TVA distribution, while Gallatin operates its own municipal Gallatin Department of Electricity (GDE) with separately adopted residential rate summaries. Always confirm the electric logo on your bill—county lines do not predict retail electric identity.

Total estimated monthly utilities

$232.29

Modeled for Hendersonville — your address may use different providers.

Data freshness: last verified 2026-07-21
  • Electric $140.90 (61%)
  • Water $25.80 (11%)
  • Sewer $48.00 (21%)
  • Trash $17.59 (8%)

Utilities here are about 5% lower than the Tennessee city average, driven mainly by water.

  • In Tennessee, heating and cooling often makes electric the largest share of the bill.
  • Trash is provided by private haulers; residents choose their own. Our estimate reflects typical rates for the area—contact haulers for exact pricing.

Water and wastewater are similarly fragmented: Hendersonville Utility District publishes combined water and sewer rate PDFs with metro treatment components, while Gallatin Public Utilities adopts separate water and sewer volumetric schedules for in-city accounts. Solid waste differs by municipality—Hendersonville contracts curbside collection with published residential fees, while Gallatin bills environmental services through municipal channels—unincorporated Sumner County residents may use private haulers or county programs. Match your tax district and utility payee before comparing monthly totals.

Electricity

Confirmed — NES schedules (Hendersonville model) vs GDE municipal schedules (Gallatin)

Nashville Electric Service publishes residential electric schedules with monthly service and grid-access components plus per-kWh energy charges that include TVA Fuel Cost Adjustment pass-throughs—our Hendersonville modeling uses the same NES tariff structure published for Middle Tennessee distributors.

Gallatin Department of Electricity serves municipal electric accounts inside Gallatin with its own adopted residential summaries and TVA wholesale relationships—do not interchange GDE line items with NES line items.

Middle Tennessee Electric and other distributors may serve edge parcels—verify the bill header.

Official sources

Water

Confirmed — HUD water rates (Hendersonville) vs Gallatin Public Utilities schedules

Hendersonville Utility District publishes water rate PDFs with minimum bills and volumetric blocks measured per 100 cubic feet; Tennessee sales tax may apply to retail water charges as described in district materials.

Gallatin Public Utilities bills water for in-city accounts using separate adopted volumetric tables—confirm whether you are inside Gallatin corporate limits.

Wells and small systems still serve some Sumner parcels.

Official sources

Sewer / wastewater

Confirmed — HUD sewer & metro treatment components vs Gallatin sewer schedules

Hendersonville Utility District sewer charges generally pair volumetric rates with metro wastewater treatment components described in the district’s combined rate PDFs—irrigation meters and pool fills may require adjustment credits under district rules.

Gallatin Public Utilities bills sewer volumetrically for qualifying in-city accounts based on adopted schedules.

Septic systems should not use municipal sewer volumetrics without a connection certificate.

Official sources

Trash & recycling

Estimated — City-contracted haulers; confirm franchise and cart tier

Hendersonville publishes residential trash information describing city-contracted curbside collection with monthly fees that vary by service level—confirm Waste Pro or successor contractor rates for your address.

Gallatin Environmental Services publishes garbage collection fees for qualifying city accounts with separate commercial paths.

Unincorporated Sumner County households may contract private haulers—compare county recycling guidance alongside hauler quotes.

Official sources

Summaries rely on NES and GDE customer-facing rate materials, Hendersonville Utility District PDFs, Gallatin Public Utilities rate pages, and municipal solid-waste publications as of the last verified date. Retail electric identity, water payee, and franchise waste economics vary by address—this overview supports research, not a substitute for a metered bill or hauler contract.

Check Internet pricing & availability in Sumner County

Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.

Total estimated monthly utilities

$232.29

Hendersonville

What changes your bill most?

  • Electric is about 61% of your estimated utilities here.
  • Every 100 kWh changes your total by about $11.66.
  • Water increases by about $5.16 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Full line-item breakdown: Hendersonville utility page. County overview cards above cite additional regional sources.

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Cities in Sumner County

Estimated monthly utility totals

Totals use each city's modeled usage and tariffs on file—see the city page for electric, water, sewer, and trash breakdowns.

CityEst. total/mo
Gallatin$211.19
Hendersonville (example)$232.29
White House$282.31

More in Tennessee

Tennessee utility costsElectric providers in TennesseeHendersonville utility page

FAQ

We use base charges and per-unit rates from official provider and municipal sources for each city in Sumner County. Electric uses city or provider tariff data; water, sewer, and trash use city or provider rate schedules. Each city page shows assumed usage (kWh, gallons) and source links.
Cities in the same county can have different electric providers, municipal water and sewer systems, and trash contracts. Rates and fee structures vary, so estimated monthly totals differ. Use the comparison table and city links to see details.
Each city page shows a 'last verified' date and links to official sources. Always confirm current rates on the provider's or city's website before making decisions.
Hendersonville is modeled with Nashville Electric Service schedules, while Gallatin operates a municipal electric department (GDE). Your meter may follow a different distributor—always read the legal name on your bill header.
We merge filings from Hendersonville, Gallatin, and a third unincorporated sample (36.250°N, 86.480°W) so provider data reflects multiple labor markets—still confirm availability at your service location.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare Hendersonville with another city side-by-side, or see how we calculate estimates.