Utility rates & providers in Sumter County, FL

Illustrative monthly bill: The Villages (SECO electric + VCDD water/wastewater + district sanitation), 1,000 kWh & 5,000 gal — Duke pockets & other CDDs differ

Sumter County’s national profile is inseparable from The Villages, a master-planned retirement community whose utility statements often blend cooperative electric service, community development district water and sewer charges, and district-managed sanitation—layered with HOA-style amenity fees that are not utility rates in the traditional sense.

Total estimated monthly utilities

$192.12

Estimated illustrative monthly utilities for Sumter County are ~$192.12 (1,000 kWh + 5,000 gal assumptions). Average water bill estimate in this pattern: ~$20.27/mo at 5,000 gallons.

The Villages spans multiple community development districts (CDDs) with different adopted schedules. This illustration follows the Village Center Community Development District (VCDD) rate pattern in our dataset. Sumter Electric Cooperative (SECO) serves many addresses, while Duke Energy Florida serves portions of the northern development—read your bill header. Trash is often billed through district sanitation programs separate from large amenity assessments.

Data freshness: last verified 2026-04-13. County overview narrative last verified 2026-04-13.

Illustrative bill — see cards for jurisdiction notes
  • Electric $107.33 (56%)
  • Water $20.27 (11%)
  • Sewer $41.21 (21%)
  • Trash $23.31 (12%)

Utilities here are about 30% lower than the Florida city average, driven mainly by electric rates.

  • In Florida, cooling demand often makes electric the largest share of the bill.
  • Trash is provided by private haulers; residents choose their own. Our estimate reflects typical rates for the area—contact haulers for exact pricing.

Florida PSC comparative statistics cite Sumter Electric Cooperative (SECO) typical residential bills around the modeled 1,000 kWh level for many Villages addresses, but Duke Energy Florida also serves northern pockets—your meter determines which IOU or cooperative schedule applies.

Water and wastewater in the Village Center service area reference district-published inserts (districtgov.org) with tiered blocks that differ from North Sumter, South Sumter, or other CDD schedules—download the insert that matches your district and meter size. The illustrative math below mirrors The Villages record in our dataset at 1,000 kWh and 5,000 gallons as a research anchor, not a substitute for your specific CDD bill packet.

Utility breakdown by service

Line-item style summary for Sumter County—figures are from the county overview below, not copied from a single city page. Jurisdiction notes, narrative, and official sources follow in each card.

Electricity

Confirmed

Confirmed — SECO residential illustration using Florida PSC comparative typical bill at 1,000 kWh (Duke-served addresses differ)

Provider (illustrative)
Sumter Electric Cooperative (SECO)
Modeled rate
$0.1073/kWh
Assumed usage
1,000 kWh
Estimated monthly
$107.33

$107.33 follows the PSC comparative typical SECO residential bill at 1,000 kWh stored in our dataset; actual SECO bills include monthly minimums and power-cost adjustments that can differ.

SECO is a member-owned distribution cooperative with tariffs distinct from Florida’s large IOUs—open secoenergy.com for the current residential schedule and any power cost rider.

Duke Energy Florida customers in northern Villages growth areas should use Duke’s published RS-1 materials instead of this SECO illustration.

Florida does not offer retail electric choice for standard SECO residential delivery; compare efficiency programs and rate options your host utility publishes.

Official sources

Water

Confirmed

Confirmed — Village Center CDD potable schedule for illustrative address (other CDDs publish different inserts)

Provider (illustrative)
Village Center Community Development District (VCDD)
Base charge
$11.07/mo
Commodity (first tier)
$1.84/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$20.27

VCDD’s insert includes an 11,000-gallon first block at $1.84/1,000 gal before higher tiers—our model uses base + effective volumetric math aligned to cities.json at 5,000 gallons.

CDD boundaries do not follow mailing labels alone—confirm your district number on the tax roll or utility bill before downloading rate PDFs.

North Sumter County Utility Dependent District, South Sumter, and other entities maintain separate schedules; fees are not interchangeable with Village Center inserts.

Reclaimed irrigation and bulk water hauling can add parallel accounts in golf and common-area maintenance budgets.

Official sources

Sewer / wastewater

Confirmed

Confirmed — Village Center CDD wastewater capacity + commodity at modeled usage

Provider (illustrative)
Village Center Community Development District (VCDD)
Capacity charge
$23.16/mo
Commodity
$3.61/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$41.21

District inserts cap or tier commodity volumes differently—open the PDF that lists your meter size and billing class.

Grinder pump services, lift stations, and low-pressure sewer districts can carry surcharge line items beyond base capacity + commodity.

Septic and package plants still serve legacy Sumter parcels outside the district utilities—confirm gravity sewer availability before applying CDD volumetrics.

New construction may trigger one-time capital or connection fees excluded from this monthly operating illustration.

Official sources

Trash & recycling

Confirmed

Confirmed — North Sumter County Utility Dependent District sanitation insert (districts 1–11) from published PDF

Monthly fee (illustrative)
$23.31

District sanitation programs may split curbside service by zone—Tri-County and other operators serve higher-numbered districts per the insert notes.

Amenity, recreation, and golf bundles billed through associations are not the same as curbside sanitation—read each line item carefully.

Seasonal residents should confirm hold or restart policies with the district to avoid billing surprises during months away.

Official sources

Summaries rely on Florida PSC comparative electric statistics, SECO and Duke Energy Florida consumer materials, Village Center and related CDD rate inserts, district sanitation PDFs, and Sumter County government references as of the last verified date. CDD boundaries, amenity bundles, and Duke vs SECO meters require parcel-specific confirmation.

Check Internet pricing & availability in Sumter County

Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.

Total estimated monthly utilities

$192.12

County illustrative scenario

What changes your bill most?

  • Electric is about 56% of your estimated utilities here.
  • Every 100 kWh changes your total by about $10.73.
  • Each additional 1,000 gallons of water adds about $5.45 to your water and sewer bills combined (water ~$1.84 + wastewater ~$3.61).
  • How to save on utility bills in The Villages

Assumptions

  • Electric: 1,000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical bill or PSC comparative statistic; not every meter will match.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Full line-item breakdown: The Villages utility page. County overview cards above cite additional regional sources.

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Cities in Sumter County

Estimated monthly utility totals

Totals use each city's modeled usage and tariffs on file—see the city page for electric, water, sewer, and trash breakdowns.

CityEst. total/mo
The Villages (illustrative pattern)$192.12

More in Florida

Florida utility costsElectric providers in FloridaThe Villages utility page

FAQ

We use base charges and per-unit rates from official provider and municipal sources for each city in Sumter County. Electric often references Florida Power & Light (FPL) tariff or Florida PSC comparative statistics where applicable; water, sewer, and trash use city, county, or authority rate schedules. Each city page shows assumed usage (kWh, gallons) and source links.
In Florida, unincorporated county utility systems, special districts, and municipal utilities can bill very differently—even inside the same county. Trash may be city-contracted, county solid waste, or private subscription. Always match your bill to the provider named on the statement.
Each city page shows a 'last verified' date and links to official sources. County overview pages include additional sources for unincorporated service areas. Confirm current rates on the provider's or government's website before making decisions.
Not necessarily. Duke Energy Florida serves portions of the northern Villages growth area while SECO serves many other addresses. Match the legal service provider line on your bill and open that utility’s tariff—not this page’s SECO illustration.
The Villages spans multiple CDDs, each with its own adopted water and sewer schedule. Even similar homes can sit in different districts with different base charges and commodity blocks—download the insert for your specific district.
Usually no. Large monthly amenity assessments pay for recreation and common-area operations and are separate from potable water, sewer, and sanitation line items—though both may appear on consolidated statements from management companies. Read the description next to each charge.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare The Villages with another city side-by-side, or see how we calculate estimates.