Average Utility Costs in Terre Haute, IN

Estimated monthly utility costs (1,000 kWh + 5,000 gal)

Average monthly utility costs in Terre Haute, IN are about $322.61, based on 1,000 kWh of electricity and 5,000 gallons of water, plus sewer and trash fees. See the full breakdown and sources below.

Total estimated monthly utilities

$322.61

Data freshness: last verified 2026-03-06
  • Electric $155.70 (48%)
  • Water $63.00 (20%)
  • Sewer $88.41 (27%)
  • Trash $15.50 (5%)

Utilities here are about 30% higher than the Indiana city average, driven mainly by sewer.

  • In Indiana, heating and cooling often makes electric the largest share of the bill.
  • City-provided trash is billed at a monthly fee ($15.50 in our estimate).

Electric

Confirmed
Base charge
$13.70/mo
Energy rate
$0.1420/kWh
Assumed usage
1000 kWh
Estimated monthly
$155.70
duke-energy.com· verified 2026-03-06

Tiered rates: first 300 kWh highest, next 700 kWh lower, over 1,000 kWh lowest. Verify at duke-energy.com for your plan.

Water

Confirmed
Provider
Indiana American Water (Wabash Valley)
Base charge
$20.00/mo
Volumetric rate
$8.60/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$63.00
amwater.com· verified 2026-03-06

Sewer

Confirmed
Method
tiered
Estimated monthly
$88.41

Tiered structure simplified to a representative monthly estimate at assumed usage.

terrehaute.in.gov· verified 2026-03-06

Trash

Confirmed
Monthly fee
$15.50

Ordinance GO-5-2024: $15/mo (summer 2024, up from $11). +50¢/yr through July 2026 ($16). Mar 2026: $15.50. Billed with sewage. City page has no direct fee; rate from ordinance/news.

mywabashvalley.com· verified 2026-03-06

Total estimated monthly utilities

$322.61

What changes your bill most?

  • Electric is about 48% of your estimated utilities here.
  • Every 100 kWh changes your total by about $14.20.
  • Water increases by about $8.60 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Wondering if solar makes sense for you? Try our solar payback calculator to find out.

More in Indiana

FAQ

In Terre Haute, sewer is billed in tiers based on usage, so the rate per gallon changes with volume. Our estimate uses the rate structure from City of Terre Haute – Sewage Rates at the assumed 5,000 gallons per month. Your bill will vary with actual usage.
Trash in Terre Haute is provided by the city as part of municipal utilities and is billed at a monthly fee. Rates and services are set by the local government; our estimate uses the fee from MyWabashValley / WTWO – Terre Haute trash fee ordinance (May 2024).
We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Indiana is a regulated electric state; our estimates use the serving utility's tariff at 1,000 kWh for comparison.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider's site before making decisions.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare Terre Haute with another city side-by-side, or see how we calculate estimates.