Average Utility Costs in Elgin, IL

Estimated monthly utility costs (1,000 kWh + 5,000 gal)

Average monthly utility costs in Elgin, IL are about $246.87, based on 1,000 kWh of electricity and 5,000 gallons of water, plus sewer and trash fees. See the full breakdown and sources below.

Total estimated monthly utilities

$246.87

Estimated average monthly utilities in Elgin are ~$246.87 (1,000 kWh + 5,000 gal assumptions). Average water bill estimate: ~$27.50/mo at 5,000 gallons.

Data freshness: last verified 2026-03-04

Electric includes approximate delivery (ComEd Rate RDS).

  • Electric $173.92 (70%)
  • Water $27.50 (11%)
  • Sewer $19.50 (8%)
  • Trash $25.95 (11%)

Utilities here are about 5% lower than the Illinois city average, driven mainly by water.

  • In Illinois, heating and cooling often makes electric the largest share of the bill.
  • City-provided trash is billed at a monthly fee ($25.95 in our estimate).

Electric

Confirmed
Provider
Commonwealth Edison (ComEd)
Base charge
$0.00/mo
Energy rate
$0.0966/kWh
Assumed usage
1000 kWh
Supply + trans. only
$96.60

Delivery (approximate)

At 1,000 kWh: $15.45 customer charge + 6.06¢/kWh distribution + 0.13¢/kWh IEDT ≈ $77.32/mo.

Approx. full electric (supply+trans+delivery): $173.92/mo

Residential Single Family Without Electric Space Heat

ComEd – Guide to Billed Delivery Service Charges (Jan 2025) (verified 2026-03-04). Rate RDS (Retail Delivery Service)

plugin.illinois.gov· verified 2026-03-04

Water

Estimated
Provider
City of Elgin
Base charge
$6.00/mo
Volumetric rate
$4.30/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$27.50
elginil.gov· verified 2026-03-04

Sewer

Estimated
Method
tiered
Estimated monthly
$19.50

Tiered structure simplified to a representative monthly estimate at assumed usage.

elginil.gov· verified 2026-03-04

Trash

Confirmed
Monthly fee
$25.95

$25.95/mo (2026); LRS under city contract. Billed on city utility bill with water/sewer. Includes refuse, recycling, yard waste/organics.

elginil.gov· verified 2026-03-04

Total estimated monthly utilities

$246.87

What changes your bill most?

  • Electric is about 70% of your estimated utilities here.
  • Every 100 kWh changes your total by about $9.66.
  • Water increases by about $4.30 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Wondering if solar makes sense for you? Try our solar payback calculator to find out.

Nearby Cities Utility Costs

Other cities in Kane County. Click a city for full breakdowns.

CityEst. total/mo
Elgin (this)$169.55
Aurora$203.78

More in Illinois

Illinois utility costsKane CountyUtility providers in Illinois

FAQ

In Elgin, sewer is billed in tiers based on usage, so the rate per gallon changes with volume. Our estimate uses the rate structure from City of Elgin – Sewer (on utility bill) at the assumed 5,000 gallons per month. Your bill will vary with actual usage.
Trash in Elgin is provided by the city as part of municipal utilities and is billed at a monthly fee. Rates and services are set by the local government; our estimate uses the fee from City of Elgin – Garbage, Organics & Recycling.
We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Our estimates use fixed assumed usage (e.g., 1,000 kWh, 5,000 gal) for comparison. Your home may use more or less.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider's site before making decisions.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare Elgin with another city side-by-side, or see how we calculate estimates.