Average Utility Costs in Bay City, MI

Estimated monthly utility costs (1,000 kWh + 5,000 gal)

Average monthly utility costs in Bay City, MI are about $245.90, based on 1,000 kWh of electricity and 5,000 gallons of water, plus sewer and trash fees. See the full breakdown and sources below.

Total estimated monthly utilities

$245.90

Data freshness: last verified 2026-06-06
  • Electric $121.25 (49%)
  • Water $60.45 (25%)
  • Sewer $45.65 (19%)
  • Trash $18.55 (8%)

Utilities here are about 15% lower than the Michigan city average, driven mainly by electric rates.

  • In Michigan, heating and cooling often makes electric the largest share of the bill.
  • City-provided trash is billed at a monthly fee ($18.55 in our estimate).

Water

Confirmed
Provider
City of Bay City
Base charge
$23.80/mo
Volumetric rate
$7.33/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$60.45
mlive.com· verified 2026-06-06

Sewer

Confirmed
Method
unknown
Estimated monthly
$45.65
mlive.com· verified 2026-06-06

Trash

Confirmed
Monthly fee
$18.55

$18.55/mo single-family curbside pick-up and disposal including yard waste and recycling on city utility bill.

baycitymi.gov· verified 2026-06-06

Check Internet pricing & availability in Bay City

Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.

Total estimated monthly utilities

$245.90

What changes your bill most?

  • Electric is about 49% of your estimated utilities here.
  • Every 100 kWh changes your total by about $10.20.
  • Water increases by about $7.33 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

What these labels mean

  • Confirmed — From this area's rate schedule.
  • Benchmark — From an official typical (e.g. state commission 1,000 kWh); not city-specific.
  • Delivery only — Regulated delivery charges only (e.g. Texas); supply varies by plan.
  • Estimated — From other or incomplete sources; use as a rough guide.
Sources

Wondering if solar makes sense for you? Try our solar payback calculator to find out.

More in Michigan

Michigan utility costsBay CountyElectric providers in Michigan

FAQ

Trash in Bay City is provided by the city as part of municipal utilities and is billed at a monthly fee. Rates and services are set by the local government; our estimate uses the fee from City of Bay City – Solid Waste Fee Schedule (eff. 10/1/2023; fee book 11/21/2025).
We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh); in Michigan we use DTE or Consumers Energy published rates (including time-of-use blends where applicable). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Michigan utilities offer time-of-use and standard rates, so your plan affects your bill. Our estimates use fixed assumed usage (e.g., 1,000 kWh, 5,000 gal) for comparison.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider's site before making decisions.

Learn more

For tips on understanding your bill, comparing cities, and how electric and utility rates work by state, see our blog. Compare Bay City with another city side-by-side, or see how we calculate estimates.