Panama City Beach, Bay County

Estimated monthly utility costs

Total estimated monthly utilities

$221.28

Data freshness: last verified 2026-01-01
  • Electric $133.10 (60%)
  • Water $34.77 (16%)
  • Sewer $30.24 (14%)
  • Trash $23.17 (10%)

Electric

confirmed
Provider
Florida Power & Light (former Gulf Power)
Base charge
$10.52/mo
Energy rate
$0.1226/kWh
Assumed usage
1000 kWh
Estimated monthly
$133.10
fpl.com· verified 2026-01-01

Water

confirmed
Provider
City of Panama City Beach
Base charge
$17.79/mo
Volumetric rate
$3.40/1,000 gal
Assumed usage
5,000 gal
Estimated monthly
$34.77
ordinancewatch.com· verified 2026-01-27

Trash

estimated
Monthly fee
$23.17
Waste Pro / City of Panama City – Residential trash & recycling· verified

Total estimated monthly utilities

$221.28

What changes your bill most?

  • Electric is about 60% of your estimated utilities here.
  • Every 100 kWh changes your total by about $12.26.
  • Water increases by about $3.40 per additional 1,000 gallons.

Assumptions

  • Electric: 1000 kWh/month
  • Water: 5,000 gallons/month

Sources

Florida utility costsBay CountyElectric providers in Florida

FAQ

We use base charges and per-unit rates from official provider pages. Electric = base + (rate × assumed kWh). Water = base + (rate per 1,000 gal × assumed gallons / 1,000). Sewer is either a flat fee or a percentage of water. Trash is a fixed monthly fee. See the Methodology page for full formulas.
Actual bills depend on your usage, seasonal rates, taxes, fees, and provider-specific rules. Our estimates use fixed assumed usage (e.g., 1,000 kWh, 5,000 gal) for comparison. Your home may use more or less.
Each component shows a 'last verified' date. We aim to update from official sources periodically; always confirm current rates on the provider’s site before making decisions.