Average Utility Costs in Indiana

Typical monthly utility costs in Indiana are about $245.00/mo, based on 1,000 kWh of electricity and 5,000 gallons of water (plus sewer and trash where available). Compare Indiana cities below to find cheaper vs more expensive areas.

Average Monthly Utility Costs in Indiana

The average utility bill in Indiana is estimated at $245.00 per month, a typical total assembled from median city estimates for electricity, water, sewer, and trash. To reflect a more typical bill across cities (and reduce the impact of outliers), these "average" values use the median of city estimates.

Electric (1,000 kWh)
$155.70
Median of city estimates; each city uses its serving provider's rate.
Water (5,000 gal)
$29.96
Median of non-$0 cities — Some cities show $0 when no municipal rate is published or service varies by address; this is the median of cities with a reported rate.
Sewer
$42.50
Median of non-$0 cities — Some cities show $0 when no municipal rate is published or service varies by address; this is the median of cities with a reported rate.
Trash
$16.84
Median of non-$0 cities — Some cities show $0 when no municipal rate is published or service varies by address; this is the median of cities with a reported rate.
Typical total (assembled from medians)
$245.00
Alternate view: Median of city totals: $245.01

Assumptions: 1,000 kWh/month and 5,000 gallons/month (where applicable). "Average" values represent the median city estimate; water/sewer/trash medians exclude $0 entries when service or published rates vary by address. Actual bills vary by usage, fees, and provider.

Check Internet pricing & availability in Indiana

Internet service varies widely—many providers, different plans, introductory offers, and bundles make it hard to compare apples to apples. That's why we don't estimate internet on this page like we do for electric, water, sewer, and trash. Use our tool to compare providers for your address or ZIP code.

Search by city or county

These rankings are estimates for comparison at 1,000 kWh. For the full breakdown (electric, water, sewer, trash) by city, use the comparison table below.

Cheapest electric rates in Indiana

Top 5 cities with the lowest estimated electric bill at 1,000 kWh. See the comparison table below for all cities.

Most expensive total utility monthly cost in Indiana

Top 5 cities with the highest estimated total (electric + water + sewer + trash). See the comparison table for all cities. High totals are often driven by sewer/trash fixed fees and local rate structures, not just electric.

Compare all cities

Estimated monthly costs by city, sorted by total (highest first). Same assumed usage (1,000 kWh, 5,000 gal) for comparison; some cities may show $0 when no single published municipal rate is available or service varies by address. 11 cities; 10 per page.

CityCountyElectricWaterSewerTrashTotalView
South BendSt. Joseph County$132.90$29.84$31.09$16.35$210.18View South Bend details →

Indiana counties

View estimated utility costs by county. Each county page lists cities and a comparison table of monthly estimates.

Utility providers in Indiana

In the cities we cover, electric is provided by AES Indiana (IPL) (Indianapolis); CenterPoint Energy Indiana South (Evansville); Duke Energy Indiana (Bloomington, Carmel, Fishers, Lafayette, Terre Haute); Indiana Michigan Power (I&M) (Fort Wayne, South Bend); NIPSCO (Northern Indiana Public Service Company) (Gary, Hammond) Water, sewer, and trash are set by city, county, or regional providers. Our estimates use each utility's published rate at 1,000 kWh. City pages show sources and last-verified dates.

See which electric, water, sewer, and trash providers serve different areas of Indiana, along with typical residential rate information and sources.

View utility providers in Indiana

Compare with nearby states

Compare utility costs in Indiana with neighboring states.

FAQ – Utilities in Indiana

Electric service in the Indianapolis area is provided by AES Indiana (formerly Indianapolis Power & Light, IPL), an IURC-regulated investor-owned utility. Indiana is a regulated state for most customers; rates are set through the Indiana Utility Regulatory Commission. Our estimates use the serving utility's published tariff at 1,000 kWh.
Utility costs vary by city and county due to different electric providers and rate structures, plus local water, sewer, and solid-waste fees. Water and sewer in Indiana are often set at the local or municipal level. We show sources and last-verified dates on every city page.
We estimate four components: electric (standardized 1,000 kWh using the serving utility's rate), water (base + volumetric), sewer (flat or tiered), and trash (monthly fee). Each city page shows assumptions and sources so you can compare cities fairly.
Some cities show $0 when a single published municipal rate isn't available, service varies by address/provider, or the rate schedule hasn't been added yet. In the state 'median' cards, water/sewer/trash medians exclude $0 entries to reduce distortion.
Each city page links to official sources and shows last-verified dates. The Providers page lists utilities and the cities they serve. Use the city search or county links to drill down to a specific area.